Open House

Frank and Steve are joined by Greg, Paul Rushforth Real Estate’s expert photographer, and they start the show by talking about what people are looking for in a property (0:52), and the purchase plus improvement program (3:59). After the break, Sean Reid calls in to talk about the Advanced Mortgage Investment Corporation (12:17). Then, the guys discuss where rates are headed (21:46) and real estate photography tips (26:36). To end the show, the gang converse about where real estate is headed in the summer (31:38), pre-approvals, stress test and 30-year amortizations (33:24).

Paul, Frank and Steve begin the show by conversing about housing and mortgage election promises (0:49) and mortgage rate news (7:25). After the break, a listener phones-in to ask about renting a home furnished (11:35), and the gang discuss renting a home in Ottawa (17:26). Then, the guys talk about today’s real estate market in Ottawa (22:06) and the next interest rate announcement (27:15). To end the show, the gang converse about taking real estate pictures after winter (33:57), and variable vs. adjustable variable vs. fixed rates (35:36).

Paul and Steve are joined by Lisa Belanger from Mortgage Brokers Ottawa, and they start the show by discussing variables in the real estate market (1:20), fixed and variable rate movements (5:03), and a silver lining for Ottawa sellers (8:43). After the break, the gang converses about transferring lenders (11:31), a listener phones-in to ask about TFSA vs. FHSA (15:52) and political promises regarding real estate (18:15). Then, the guys talk about first-time homebuyer appetite (21:42), purchase plus improvements program (25:41), and areas that are in a buyer vs. sellers market (32:40). To end the show, another listener phones-in to ask about how the tariffs are impacting the housing market (35:02).

Paul, Frank, and Steve begin the show by discussing how tariffs and elections are impacting decisions to buy a home (0:21), the uncertainty in tariffs (3:57), and the impacts of AI technology in real estate (9:25). After the break, a listener phones in to ask about converting to a home equity line of credit and variable vs. fixed rates (12:34), the guys converse about rate announcements (20:15). Then, another listener calls-in to ask about paying off the line of credit with rental property cashflow (22:17), the gang talk about the current state of investors and listings (26:10). To end the show, our final caller asks about how the Carbon Tax will factor in on real estate (35:45), the guys discuss what people want from politicians regarding mortgages and real estate (39:43).

Paul, Frank and Steve start the show by talking about the importance of flood insurance (0:40), home inspections (8:13), and the market is flooded with listings (9:27). After the break, a listener phones-in to ask about investing using your line of credit (12:59) Then, the gang discuss today’s interest rates (22:39), new builders increasing prices (28:40) and how the tariffs have brought Canadian’s together (32:52). To end the show, the guys converse about inflation (35:16).

Paul, Frank and Steve begin the show by discussing a late spring market (1:50), current news on interest rates as well as the tariff impact (4:47). After the break, a listener phones-in to ask about how the Carbon Tax will impact the economy and interest rates (10:59) and Sean Reid calls-in to talk about mortgage investments (14:38). Then, the guys converse about the importance of selling a presentable home (20:30), the increase of refinancing homes and uncertainty (27:53). To end the show, the gang talk about how new home construction are impacted by tariffs (34:04).

Paul, Frank and Steve start the show by talking about the state of real estate and interest rates due to the crazy economic changes (1:24), and why we’re heading into an official recession (9:01), and where fixed rates are going in the future (11:35). After the break, Sean Reid joins the show, and they converse about the percentage of homes that hit the market actually sell (13:45), and a listener phones-in to ask about getting an appraisal with an independent agent (17:11). Then, the guys discuss the consensus on Trump (23:26), and investing in these turbulent times (28:37). To end the show, another listener phones-in to ask about investing a mortgage into a TFSA (37:05).

Paul, Frank and Steve start the show by talking about mortgage rates coming down again (1:28) and how an election impacts real estate (9:48). After the break, the guys discuss the current situation with fixed vs. adjustable vs. variable rates (12:02), new 30-year amortization launching (14:04), and the issues new builders face (18:31). Then, the gang converse about the increase in property taxes (21:35), and why homes aren’t being built fast enough (27:53). To end the show, a listener phones-in to ask about weird red tape with building your own home (33:04), the guys talk about the today’s current interest rates (37:07).

Paul, Frank, and Steve begin the show by discussing the current job report and being in a recession (2:20), as well as what situation those coming up for renewal will be in (8:11). After the break, the guys converse about November real estate numbers (12:27), next rate announcement and when our real estate market is going to take off in 2025 (16:05). Then, a listener phones-in to ask about paying off your mortgage vs. paying bills with equity (23:03). To end the show, the gang talk about the current economy and how it impacts real estate (34:10), as well as credit card interest rates going up (38:33).

Steve is joined by Jonathan Hull and Sheri Creese. They begin the show by conversing about the holiday real estate lull (0:53), mortgage rate announcement predictions (2:14), and what we’re expecting in the 2025 spring market (6:47). After the break, the gang talk about variable vs. adjustable vs. fixed rates (11:11), whether townhomes are still starter homes (16:30), and whether rates are bad right now (18:70). Then, the gang discuss whether you should have holiday decorations while selling and tips on decluttering (21:04), as well as how appraisals work (25:56). To end the show, the gang converse about refinancing and insured mortgages (33:24), as well as common first-time homebuyer questions (38:18).

Paul, Frank and Steve are joined by Sean Reid, a mortgage lender. They start the show by talking about November’s real estate market (1:11), how Trudeau’s tax relief plan and tariffs will impact real estate and mortgages (4:17), and real estate optimism (9:07). After the break, the guys converse about everything you need to know about advance mortgage investment corps (12:09) and the difficulties of being a tenant (15:52). Then, the gang discuss how the tax break impacts the economy (21:55), and 3 vs. 4 vs. 5-year fixed and prime rates (23:18). To end the show, the guys talk about current home prices in Canada (32:02), and how future government programs could impact the market (36:21).

Paul, Frank, and Steve begin the show by talking about November real estate forecast (1:54), and how our rates are impacted by the US (7:24). After the break, the guys converse about long-term vs. short-term mortgages (11:30), and mortgage broker vs. bank loyalty (14:31). Then, the gang discuss types of mortgages (20:52), today’s condo and investor market (27:07), and first-time homebuyer appetite (31:10). To end the show, a listener phones-in to ask about variable vs. fixed rates (36:15).

Paul, Frank, and Steve start the show by conversing about mortgage rates, the economy, real estate news (1:14), spring market predictions (6:46), and the bank’s disagreement with the new 30-year amortization rules (9:10). After the break, the guys talk about selling tips during the holidays (13:03) and real estate photography tips (16:31). Then, the gang discuss the next mortgage rate announcement as well as banks pushing fixed vs. variable (20:38). To end the show, the guys converse about whether people can afford a home with high rental prices (35:04).

Paul, Frank and Steve are joined by Sean Reid, a mortgage lender. They begin the show by discussing October real estate numbers (2:07), government announcements, 30-year amortization and prime rate drops vs. fixed (5:33). After the break, a listener phones-in to ask if there’s a mortgage cancellation penalty when there’s a death (12:26) and the guys converse about private mortgages (17:23). Then, the gang talk about everything you need to know about advance mortgage investment corps (20:18). To end the show, the guys discuss when to buy if you want to close before Christmas (33:41), and the best term mortgage should you get right now (36:44).

Paul, Frank and Steve begin the show by talking about the real estate and mortgage rules that invade people’s privacy (1:26). After the break, a listener phones-in to ask about whether you need to be on title to get a mortgage (11:10) and the guys converse about how last week’s rate cut impacts today’s market (13:15). Then, the gang discuss how the US election could impact mortgage rates (21:45), how unemployment is impacting rates and the market (25:52), and what the qualifying rate is for first-time homebuyers (28:47). To end the show, the guys announce the winner of Sens tickets (33:53), and they talk about whether you should pick a fixed, variable or adjustable rate (35:50).

Paul, Frank and Steve are joined by Erin, Steve’s daughter, an agent in Toronto. They start the show by discussing Toronto real estate (3:05), and how inflation will impact mortgage rates (9:01). After the break, the gang converse about new home builds, building your own home and the politics and red tape behind it (12:13). Then, the gang talk about the next mortgage rate announcement (20:22), and variable vs. adjustable rate mortgages (29:53). To end the show, Greg, Paul Rushforth’s realty photographer, shares tips on taking real estate photography during the fall/winter (34:58).

Paul, Frank and Steve start the show by remembering the amazing Barb from Mortgage Brokers Ottawa (0:06), conversing about the Canada job report (3:27), and Paul warns listeners about the rise in real estate scams (8:05). After the break, Lauren from Mortgage Professionals Canada joins the show to talk about what they’re doing to support Canadians in the area of mortgages (12:09). Then, the guys discuss the new rule about getting a secondary unit and refinancing it (23:45), is there an increase in value when adding a secondary unit (28:29), and the hoops of adding a secondary unit to your home (31:00). To end the show, the gang converse about real estate busyness after Thanksgiving (33:42), and how much the next interest rate drop will be (36:04).

Paul, Frank and Steve begin the show by talking about September real estate numbers (1:44), mortgage renewals and homeowners’ impact (4:40), as well as why markets and the economy are panicking (10:17). After the break, the guys converse about the pros and cons of buying into a new and old condo (13:30). Then, the gang discuss why you need a quality real estate photographer (22:03), people using equity and increasing mortgage payment frequency (25:47), as well as how real estate is a long term investment in Ottawa (32:47). To end the show, the guys talk about October real estate (35:54) and big economy announcements coming soon (39:28).

Paul, Frank and Steve start the show by discussing news around interest rates and the stress test (1:34), real estate forecast (6:42), and how the market is really missing first-time homebuyers and investors (9:44). After the break, the guys converse about predicting the 2025 real estate market and buying habits(14:04) and what mortgage you should get in 2-5 years (19:02). Then, the gang talk about mortgages coming up for renewal before November 21st (23:36), people taking advantage of the elderly (28:09), why people rent HVAC equipment (30:32), and putting a lean on a house (32:44). To end the show, the guys discuss using RSPs to help your kids buy a home (34:51).

Paul, Frank and Steve begin the show by conversing about great news in mortgages and real estate (1:15). After the break, a listener phones in to ask about whether a postal code change would impact a mortgage and what’s impacting mortgage rate drops (10:15), the guys talk about Arnprior real estate (16:06) and the new 30-year amortization (16:54). Then, the gang discuss more about 30-year amortization rules as well as how it impacts first-time homebuyers (20:00), and a listener calls in to ask about bridge mortgages vs. home equity lines of credit (29:44). To end the show, the guys converse about new insured mortgage rules (34:42), and Paul shares a story about an act of kindness with Ryan Reynolds (37:44).

Paul, Frank and Steve are joined by Nathalie and Charles from Clément Homes and start the show by talking about the business of building homes (0:52), and new builds in Rockland and Embrun (6:13). After the break, the gang converse more about the new build condos in Embrun (10:14), and mortgage rate forecasts (14:34). Then, the gang discuss Clément Homes’ new project (21:31), and why it’s difficult to build homes in Ottawa (29:26). To end the show, the gang shares their final thoughts regarding the new builds in Embrun and Rockland (33:43).

Paul, Frank and Steve begin the show by discussing how recent political and economic news is impacting real estate (0:14) and when the best time is to buy a home (7:07). After the break, the gang converse about fixed vs. variable rates (11:08) and banks vs. mortgage brokers (16:09). Then, the guys talk about property value assessments and taxes (22:12) and townhome prices (29:09). To end the show, the gang discussing loyalty in real estate and mortgages (33:00).

Paul, Frank and Steve start the show by conversing about the next Bank of Canada mortgage drop and how unemployment and immigration impact Canada’s real estate (1:30), as well as the cost of buying a new build outside of Ottawa (9:44) and how the LRT impacts housing prices (10:47). After the break, the gang discuss Clement new build homes (12:21), how debt is impacting potential buyers (16:28), and next rate announcements after September (20:39). Then, the guys talk about the dangers of missing your credit card payments (23:08), first-time homebuyers getting trapped paying rent (25:44), and potential real estate optimism and pessimism (29:21). To end the show, a listener phones-in to ask about renewing a mortgage (34:55), and the gang converse about the increased longevity of kids living at home (39:49).

Paul, Frank and Steve begin the show by talking about potential August and September real estate numbers (1:47), the definition of an ugly house (5:19), mortgage rate news (7:45), and whether prices will go up in 2025 (11:46). After the break, the guys converse about the importance of hiring an experienced real estate agent (13:47) and variable vs. fixed vs. adjustable mortgages (17:36). Then, the gang discuss the revised job report (22:24), buyer agent rule changes in the US and how it’ll potentially come to Canada (25:21). To end the show, the guys talk about why fewer homeowners are negotiating mortgage rates (35:10).

Frank and Steve are joined by Dora from Paul Rushforth Real Estate, and they start the show by discussing today’s real estate market and interest rates (0:51), how a recession impacts real estate (5:37), what a revision audit is (7:18), and elections and politics impact on real estate (9:18). After the break, the gang converse about the fall real estate market (12:17), the potential 30-year amortization (15:58), whether the stress test will be paused and Canadian’s priority on paying their mortgage (17:02). Then, the gang talk about mortgages coming up for renewal (22:13), insured mortgages vs. the banks (26:22), and the difficulty of real estate negotiations (32:58). To end the show, a listener asks a question about whether there will be a reassessment on property taxes (34:18), and the gang discuss how property taxes impact buyers decisions (37:38).

Frank and Steve are joined by Jonathan from Paul Rushforth Real Estate, and they begin the show by talking about the signs of a recession (0:51), August real estate numbers and buyer appetite (2:19), as well as the best mortgage options in the future (6:54). After the break, the guys converse about what to expect in a real estate frenzy (11:52), and what to look for in a mortgage when working with a bank (16:29). Then, a listener phones-in to ask about real estate agent fees and the state of Ottawa real estate (22:05). To end the show, the gang discuss the next rate drop (33:26), whether real estate is picking up in 2024 (35:27), and different types of mortgages (37:00).

Paul, Frank and Steve start the show by conversing about July and August real estate (1:00), and first-time homebuyer plans for 2025 (4:41). After the break, the guys talk about today’s economy and interest rate news (13:36), rate drop optimism (17:28), and renting vs. buying a home (19:44). Then, the gang discuss new build condos in Embrun (22:12), more variety in homes for sale and whether it’s worth buying a lot of land (29:08). To end the show, the guys converse about interest rate predictions (34:49) and the issue with today’s market (39:09).

Paul, Frank and Steve begin the show by discussing another quarter-point drop in interest rates (1:45), where the real estate market is headed (3:37), and our current balanced market (7:18). After the break, the guys talk about townhomes vs. single family homes (12:37), first-time homebuyers and investor appetites (16:32), and current deals on specific properties (19:18). Then, the gang converse about fixed vs. variable rates (23:12) and banks convincing people to convert their mortgages (30:05). To end the show, the guys discuss what to expect for the rest of 2024 in Ottawa’s market (36:15) and how elections impact real estate (40:52).

Paul, Frank and Steve start the show by talking about consistent rate drops moving forward (2:15), how to time today’s real estate market (5:05), and why you shouldn’t early renew your mortgage now (9:17). After the break, the guys discuss fed up real estate investors (12:02), and what the future holds for interest rates and buyers (17:38). Then, the gang talk about how household income is impacting buying decisions (20:44), the decrease in appetite for single-family homes (24:38), and a listener phones-in to ask about downsizing and the potential cost of townhomes in Ottawa (28:56). To end the show, the guys talk about how long it takes for a home to hit the market (33:50), and the pre-approval process (37:25).

Paul, Frank and Steve begin the show by conversing about today’s real estate market (2:29), today’s status on inflation and mortgage rates (6:35), and COVID-19 vs. today’s real estate market (10:32). After the break, David from Mortgage Brokers City calls-in to talk about his golf tournament fundraiser (12:35), and the guys talk about the slowest real estate periods in the year (16:29). Then, a listener phones-in to ask about adding kids on their title and renting it out (19:52) and another caller asks about whether cheap home builds could impact pricing (27:32). To end the show, another listener calls-in to ask about primary residence for someone who lives in a care home and how that impacts capital gains tax (31:29) and the guys discuss whether another rate drop will impact the market and what will need to change to bring first-time homebuyers into the market (33:47).

Frank and Steve are joined by Glenn from Paul Rushforth Real Estate and start the show by getting a call from Paul to give an update (0:32), and the guys talk about the real estate numbers in Canada (6:57). After the break, the gang converse about the type of homes being sold (13:27), how interest rates are impacting buying (17:24), and where interest rates are headed (21:01). Then, the guys discuss how the cost of living is impacting homeowners and future buyers (23:03) and the difficulty of paying a downpayment (29:03). To end the show, the gang talk about buyer’s current mindset (36:49), how the government can help first-time homebuyers (38:30), and what’s delaying first-time homebuyers (41:42).

Frank and Steve are joined by Paul Royce from Paul Rushforth Real Estate and begin the show by conversing about how future interest rate news and the economy are impacting the real estate market (1:14), current buyer and seller mindsets and what to expect in the 2025 market (5:40). After the break, the guys talk about using AI for realty listings and the consequences of misrepresenting a property (12:58), and the dangerous world of real estate fraud (15:06). Then, the gang discuss popular property types in Ottawa (21:56), parents adding kids to the title of their home (23:50), and current landlord mindsets due to the 2.5% rent increase and tenant power (26:48). To end the show, the guys converse about the appetite of moving to the outskirts (33:26) and fixed vs. variable rates (38:39).

Frank and Steve are joined by Jonathan from Paul Rushforth Real Estate and start the show by talking about today’s real estate market and mortgage inquiries (1:30), how another rate drop and job numbers can impact the market (5:06), and new mortgage lender rules (8:29). After the break, the guys converse about first-time homebuyer tips (12:44) and the impact high interest rates have on Canadians (20:54). Then, the gang discuss the importance of selling during the right season (22:42), how to prepare a home for showing (26:24), and the purchase plus improvement program (31:52). To end the show, the guys talk about people buying homes together (35:56), and variable, adjustable or fixed mortgages (39:36).

Frank and Steve are joined by Dora from Paul Rushforth Real Estate and begin the show by conversing about how the mortgage rate drop changed buyer appetite (1:23), whether the rates will drop again in July (2:58), increasing amortization (8:57), and the Canada vs. US rate difference (10:33). After the break, Sean Reid, a mortgage lender, calls in to talk about the advanced mortgage investment corp (12:28). Then, the gang discuss the importance of status certificates (22:20), and things first-time homebuyers should be looking for in a home (30:42). To end the show, the gang talk about Canadian’s stress due to mortgage payments as well as bad mortgage advice (35:02), and variable vs. fixed rates (40:16).

Frank and Steve are joined by Jonathan from Paul Rushforth Real Estate and start the show by conversing about the mortgage rate drop (1:25) and how it’s changing buyer attitudes (7:29). After the break, the guys talk about the US ban on drones and how it impacts real estate photography (10:59), a listener phones-in to ask about capital gains, appraisals and principal residency (12:58), and the gang talk about the vacant unit tax (17:15). Then, another listener calls-in to ask about how a private sale from a rental works (20:25) and the guys discuss buyers sitting on the fence (27:16). To end the show, the gang converse about today’s current listing numbers (33:52), seller expectations (36:15), whether people will want to move up and variable vs. fixed rates (38:51).

Frank and Steve are joined by Greg from Paul Rushforth Real Estate and start the show by talking about potential rate drop and how it’ll impact the market (1:17), zero downpayment mortgages in the US (4:32), current homebuyer attitudes and representing your property properly (6:29). After the break, the guys converse about financial literacy for teens and how credit card debt impacts buying a home (9:47), and whether interest rate drops will make the market boom (16:36). Then, the gang discuss some of the errors people make when taking real estate photos (20:31) as well as tips for first-time homebuyers to save money and prepare for pre-approval (24:47). To end the show, the guys converse about millennials in Canada (33:09), 5-year fixed vs. variable (34:48), real estate photo techniques (37:32), and final thoughts on the Wednesday rate announcement (38:43).

Frank and Steve are joined by Glenn from Paul Rushforth Real Estate and start the show by talking about today’s real estate numbers, job numbers and interest rates (2:13), status certificates on condos (7:01), and closing costs (10:48). After the break, the guys discuss Regional Mortgage Awards (12:53), what will impact the real estate market (15:23), pre-approvals (19:08), and tips on selling a home (19:50). Then, the gang converse about investment property rules in Ontario (22:19). To end the show, the guys talk about their plans for the long weekend (33:46) and some real estate/mortgage broker events (36:13).

Frank and Steve are joined by Dora from Paul Rushforth Real Estate and start the show by discussing the job report as well as how it’s impacting mortgage renewals (1:13), parents helping first-time homebuyers (6:54), and today’s listing numbers (8:38). After the break, Sean Reid, a mortgage lender, calls in to talk about the advanced mortgage investment corp (12:43). Then, a listener phones-in to ask about the Government’s focus on affordable home pricing (20:35), and Ottawa’s current real estate situation (28:54). To end the show, the gang converse about how much lower rates need to go to impact the real estate market (34:11) and how reverse mortgages work (39:11).

Frank and Steve are joined by Dora from Paul Rushforth Real Estate and begin the show by talking about economists predicting rate drops and the future Canadian economy (3:20). After the break, the gang converse about April’s real estate numbers and today’s home prices (10:25). Then, the gang discuss tips on getting pre-approved for a mortgage (20:58) and whether older people are selling their homes (31:41). To end the show, the gang talk about using a drone to capture real estate videos (32:42), what impacts people’s buying decisions other than the price (34:05), and the future attitude of first-time homebuyers (36:56).