Open House

Greg, Frank and Paul begin the show by conversing about 2026 real estate predictions (1:29), and mortgage predictions (6:20). After the break, the guys talk about new construction in 2026 (12:41). Then, the gang discuss mortgage renewals in 2026 (23:32). To end the show, Paul and Frank share their goals for in 2026 (34:11).

Greg, Frank and Paul start the show by giving a 2025 recap with Ottawa real estate, mortgages and the economy (2:12). After the break, the guys reminisce about Steve Gregory being a part of the show (13:42) and they discuss how AI is impacting the real estate and mortgage industry (16:42). Then, the gang talk about the new first-time homerbuyer credit (25:18). To end the show, the guys converse about rising development charges on new builds (37:39) and banks suggesting early renewals (41:47).

Greg, Frank and Paul begin the show by talking about how the holidays impacts real estate and mortgages (1:10), and 2026 mortgage and real estate early predictions (5:38). After the break, a listener calls-in to ask a mortgage renewal question (12:40). Then, the guys converse about whether a seller should get a home inspection (21:29), how a septic impact conditions (25:31), and the importance of selling your home at the right price (29:17). To end the show, the gang discuss the all-in-one mortgage (37:17).

Greg, Frank and Paul start the show by discussing the new mortgage rate announcement (1:07), and quiet December market (4:07). After the break, the guys talk about the new Bill 60 regarding tenants and landlord rights (12:54). Then, the gang converse about whether people should get early renewals (24:00) and what you need to do to sell your home (32:08). To end the show, the guys answer a question about how to pick a real estat agent (34:55), the difficulty to get a realtor license in Ottawa (40:14), and fixed vs. variable rate (43:24).

Greg, Frank and Paul begin the show by talking about November’s real estate numbers (2:19) as well as the job and economy report (7:55). After the break, the guys converse about “Green” mortgages (11:04). Then, a listener calls in to ask about construction mortgages for a home being built on slab (20:07) and the gang discuss the new Ottawa zoning bylaw and adding multi-units (27:31). To end the show, callers ask the gang about reverse mortgages (33:53), and whether you should renew your mortgage early (36:26).

Frank and Paul start the show by conversing about how politics impact mortgages and real estate (1:06), and why home inspections should be mandatory (5:13). After the break, the guys talk more about home inspections (12:32), and real estate predictions for 2026 and 2027 (15:28). Then, listeners call in to ask about how to get the best out of your mortgage renewal (23:40), and whether you should convert a home equity line of credit to a mortgage (28:02). To end the show, the guys converse about Bill 60 (35:04).

Greg, Frank and Paul begin the show by discussing Frank being late to the show (0:32), the current state of the Ottawa market (2:05), and where people are at with their mortgage renewals (9:23). After the break, the guys talk about the 2027 renewal concern (12:37), and options people have when renewing their mortgage (17:18). Then, the gang converse about buying a home with crypto (22:25), and how AI is evolving real estate (24:55). To end the show, the guys answer a question about whether they should be including appliances when selling their home (36:17).

Greg, Paul and Frank start the show by talking about how real estate is slowing down in November (1:45), and the future of the condo market (8:22). After the break, the guys discuss the future impact of those coming up for renewal in 2026-27 (14:09). Then, the gang converse about buyer appetite in real estate (22:24), purchase plus improvements program and the importance of carefully choosing your renovations (24:41). To end the show, the guys answer questions about decreasing amortization (37:46), and whether someone should add a walk-in bathtub to their bungalow (38:53).

Greg, Paul and Frank begin the show by discussing October real estate numbers (2:37), and the new rate announcement (9:44). After the break, the guys talk about the new Canadian government budget (11:37), and how AI is impacting jobs and the economy (17:37). Then, the gang converse about the impact of appraisal differences (21:29) and the difficulty for those soon coming up for renewal (29:36). To end the show, a listener phones-in to ask about whether you should invest in renovating a kitchen before selling (35:25).

Greg and Paul are joined by Lisa Belanger from Mortgage Brokers Ottawa and Stephanie Applejohn, owner of Merry Maids of Ottawa, and they begin the show by conversing about the Bank of Canada rate announcements (1:54), and tips for cleaning a home when selling (5:39). After the break, a listener calls-in to ask about tips for cleaning your home during the holidays (12:38), and the gang talk about new first-time home credit legislation (16:05). Then, the gang discuss the buyer vs. seller market areas in Ottawa (22:36), and common home cleaning questions (30:11). To end the show, the gang answer a question about finding the best mortgage rate (35:45), and they converse about a promotion for Merry Maids of Ottawa cleaning servcies (40:30).

Greg, Paul and Frank are joined by Sean Reid and they start the show by conversing about Frank’s induction into the Mortgage Agents Hall Of Fame (0:31), GST on new builds (6:05), and the failing Toronto condo market (9:56). After the break, the guys talk about today’s real estate inventory (11:06), investors in real estate (15:26), and mortgage investments (17:11). Then, the gang discuss the inflation report (21:35), and a listener asks about whether they should go variable vs. fixed rates and how banks benefit when you lock in your variable (23:06). To end the show, the guys converse about cashflow positive investments (31:37) and the benefits of mortgage investments (36:44).

Greg, Paul and Frank begin the show by talking about the bad Ottawa traffic (0:10), and Toronto vs. Ottawa’s condo market (6:14). After the break, a listener phones-in to ask about selling a home in a rezoning area (12:07). Then, the guys discuss the inflation report and mortgage fraud (21:06), how a rate drop will impact the market (26:01), and the impact of improper pricing and no pre-approvals (31:48). To end the show, the gang answer questions like whether title insurance is a good idea (36:52) and tips on buying vacant land (38:56).

Greg, Paul and Frank start the show by conversing about how to select the right real estate and mortgage agent (2:20). After the break, a caller asks about how to deal with bank errors (12:50). Then, the guys talk about the job numbers and economy (22:01), and a listener asks about how the large number of renews will impact the real estate and rental market (28:21). To end the show, a caller asks whether collection agencies can impact your mortgage (37:30).

Greg, Paul and Frank begin the show by talking about September real estate numbers (1:23). After the break, the guys discuss misconceptions about mortgage renewals (11:42), and how banks weaponize credit card debt for mortgages (16:11). Then, the gang converse about the dangers of choosing the wrong real estate agent (21:46), and crazy changes to the stress test (24:57). To end the show, a listener calls-in to share his experience with good and bad agents (35:37).

Greg, Paul and Frank start the show by discussing Frank being back at the show (0:21), government workers concerned about their jobs (4:29), as well as first-time homebuyers and rent impacting the market (7:30). After the break, the guys talk about Paul’s guarantee sale program (11:45), and a caller asks about whether a retiree can shop around for mortgage rates (14:10). Then, another caller asks about Paul’s guarantee sale program (20:57), and the gang converse about qualifying for bridge financing (31:23) To end the show, a listener asks about whether hardwood is the ideal flooring for a home (35:45), and the guys discuss pre-approvals and how they can negatively impact the sale (37:53).

Greg and Paul are joined by Sheri Creese from Mortgage Brokers Ottawa, and they begin the show by talking about some big news regarding Frank (1:24), and how the mortgage rate announcement impacts real estate (2:41). After the break, a listener phones-in to ask about errors with paying a mortgage (11:13), and the gang discuss mortgage contracts (17:32). Then, the gang converse about selling a home when you’re struggling with mortgage payments (20:18), a listener asks about whether they should buy in Gatineau or in the outskirts (25:00) and renovating your home before selling (31:14). To end the show, the gang talk about 2026 mortgage renewals (37:15).

Greg and Paul are joined by Sheri Creese from Mortgage Brokers Ottawa, and they start the show by talking about the big mortgage rate announcement (1:41), and advice for people coming up for renewal (6:35). After the break, the gang converse about purchases falling through due to financing (12:14). Then, the gang discuss the difficulty of seniors renewing their mortga (20:24) and how divorces impact homeownership (28:28). To end the show, the gang talk about the impact of condo pre-sales (33:10).

Greg and Paul are joined by Lisa Belanger from Mortgage Brokers Ottawa, and they start the show by discussing the real estate numbers for August (1:03), the busiest closing month (5:07), closing costs (8:30), and the crazy costs for building permits (10:14). After the break, the gang talk about the Clement Homes grand opening (12:09), and buying someone out of a home during a divorce (14:36). After the break, the gang converse about the next rate announcement (20:10), and buying vs. selling first (26:01). To end the show, the gang discuss whether people should renovate your home before selling (34:17).

Greg, Paul and Frank begin the show by talking about how summer impacts real estate and the economy (0:38), as well as an update on tariffs and interest rates (5:51). Then, the guys discuss good vs. bad tenants (12:28). After the break, the gang converse about the costs of buying a home in Ottawa (22:31), a new Clement Homes subdivision (26:50), and what you need to know about buying a new build home (30:38). To end the show, the guys talk about why pricing is so important in this market (35:31).

Paul and Frank begin the show by sharing that Steve will be stepping down from the show (0:41), the new rate announcement (2:42), July’s real estate numbers (5:45), and how new home builders impact financing (7:01). After the break, a caller asks about what to look for in an investment property (10:24), another listener phones-in to ask about the value of a home with well and septic (14:46), the guys talk about what could’ve impacted a slow July (18:36), and closing your home on a Friday (20:21). Then, the gang converse about bridge financing (22:42), another caller asks about variable vs. fixed rates, how they work as well as where to buy a home in Ottawa (28:36). To end the show, the guys discuss benefits for first-time homebuyers (35:49) and our final caller of the day asks about how to find good renters (37:50).

Frank and Steve are joined by Dora, and they start the show by talking about the Canadian economy and housing (0:55), and the state of Ottawa’s real estate market (5:50). After the break, the gang converses about after-COVID buying habits (12:20), selling a home with or without upgrades (15:58), why we’re in a balanced market (19:09), and what homes to avoid buying (21:51). Then, a listener phones-in to ask about closing on a condo (23:57), and the gang talk about bank vs. non bank lender (30:39). To end the show, the gang talk about the state of the condo market (37:30).

Paul, Frank and Steve are joined by Sean Reid and they start the show by discussing the June real estate numbers (0:46), whether the market is different by neighbourhood (5:05), as well as inflation, job reports and the economy (8:35). After the break, the guys talk about private mortgages (14:14). Then, the guys converse about fixed vs. variable rates (24:00), and reasons why people get private lending (30:04). To end the show, the gang discuss the condo market (36:42), and whether the investor market is bouncing back (40:09).

Paul, Frank and Steve begin the show by talking about summer real estate (1:13), what real estate agents are making (3:59), and multiple offer situations (7:54). After the break, the guys converse about the economy, inflation and employment in Canada vs. the US (11:28) and last year vs. this year rates and real estate (20:25). Then, the gang discuss real estate optimism (23:18), mortgage rate renewals (25:51). To end the show, the guys talk about when to sell your home for the rest of 2025 (35:46), and first-time homebuyer appetite (38:42).

Paul and Steve are joined by Lisa Belanger from Mortgage Brokers Ottawa, and they converse about the evolution of AI (1:27), how real estate and mortgages are doing in June (2:57), the best mortgage sizes (6:42), and what mortgage rates people are moving off of (9:17). After the break, the gang talk about home pricing expectations (12:21), divorce impacting people’s mortgages (16:14), and variable vs. fixed mortgages (18:49). Then, the gang discuss renters looking to buy (20:15), and the “tenants not paying rent” issue (23:55). To end the show, the gang converse about why renters can’t buy a home (33:22).

Paul, Frank and Steve are joined by Charles and Nathalie from Clement Homes, and they discuss government housing programs (1:29), the process of building a new home (3:24), new build condos in Rockland (5:34), whether new builders are impacted by tariffs and the importance of concrete construction (8:03). After the break, the gang converse about how sneaky banks can be with rates (11:04), home buying habits right now (13:44), and new build development difficulties (17:06). Then, the gang talk about Clement Homes open houses (23:30), and the difficulties of mortgages and renewals (25:48), To end the show, the guys converse about the divisions Clement Homes is building (34:41), and seniors buying homes (37:55). 

Frank and Steve are joined by Jonathan Hull from Paul Rushforth Real Estate and they start the show by conversing about May real estate numbers (1:57), and the condo market in Ottawa (4:07). After the break, the guys talk about job numbers and the economy (13:08). Then, the gang discuss how to sell a home during a balanced market (21:32), and why 75% of people are still going for 5-year fixed mortgages (29:25). To end the show, the guys converse fixed vs. variable rates (34:06), and a listener calls-in to ask about setting up taxes for an investment property (38:34).

Paul, Frank and Steve begin the show by discussing Ottawa real estate in May (0:52), how the economy is impacting interest rates (5:53), and what to do when you’re missing mortgage payments (8:47). After the break, the guys converse about whether you should switch mortgage lenders (14:13). Then, the gang talk about why the government doesn’t regulate the posted-rate (22:08), and first-time homebuyers 5% off GST (25:29). To end the show, the guys discuss their 900th show (35:40), and Wednesday’s bank announcement (36:58).

Paul, Frank and Steve begin the show by talking about the importance of home staging (1:42), why we’re heading in a recession (4:24), and the future of interest rates (8:40). After the break, the guys converse about today’s real estate market (13:20), and how long pre-approvals last (18:32). Then, the gang discuss what people need to do before entering the market (23:27), and where to find the best interest rate (32:42). To end the show, the guys reminisce on how far the show has come over the years (36:42), and they talk about the state of new construction and Clement Homes (39:21).

Paul, Frank and Steve start the show by conversing about today’s uncertainty in the economy and real estate (0:57), the market starting up again (2:56), and more talk about tariffs and May real estate numbers (6:21). After the break, the guys talk about Bill 17 and the governments rethinking of building homes (13:32), and the tough conversations with people who can’t afford their new rate (19:37). Then, a listener phones-in to ask about if someone still qualifies as a first-time homebuyer if they inherited a home (22:14), the gang discuss what qualifies someone as a first-time homebuyer (25:27), and the average closing period (27:35). To end the show, another listener calls-in to ask about what rate you should take when you’re near of your mortgage (30:31), the guys converse about the condo market (36:13), and where rates are heading (40:12).

Paul, Frank and Steve begin the show by discussing preparing your home before selling (0:39), a real estate slowdown after the election (2:54), how the resale market is impacted by new builds (9:21), and how rates are impacting the market (10:16). After the break, the guys converse about rates and cost of living now vs. back then (13:58). Then, the gang talk about tariffs and how they’re impacting the world (22:22). To end the show, the guys discuss what is holding people back from buying a home (33:17), new builds by Clement Homes (37:02), and the early renewal trick by banks (39:09).

Paul, Frank and Steve are joined by Tanya Woods from Questrade Community Trust, and they converse about April’s Ottawa real estate numbers (1:31), and whether first-time homebuyers are getting back into the market (8:03). After the break, the gang talk about the post-election results and promises (11:17). Then, the gang discuss the provincial government promises (22:07), amortization (24:23), and Canada vs. US tariffs (29:06). To end the show, the gang talk about the most popular closing dates (33:33), what’s impacting interest rates (34:34), and May real estate predictions (40:50).

Paul, Frank and Steve start the show by conversing about the Ottawa Senators’ playoff run (0:21), the average of a first-time homebuyer in Canada (4:18), and heading into a recession (8:37). After the break, the guys talk about the average income to own a home (13:29), and whether development charges be removed on new build homes (15:57). Then, the gang discuss fixed vs. variable rates (20:40), Canada’s critical election (24:40), and getting deals on homes needing work (28:32). To end the show, the gang converse about condos in Ottawa (33:37), and April real estate number predictions (37:14).

Frank and Steve are joined by Greg, Paul Rushforth Real Estate’s expert photographer, and they start the show by talking about what people are looking for in a property (0:52), and the purchase plus improvement program (3:59). After the break, Sean Reid calls in to talk about the Advanced Mortgage Investment Corporation (12:17). Then, the guys discuss where rates are headed (21:46) and real estate photography tips (26:36). To end the show, the gang converse about where real estate is headed in the summer (31:38), pre-approvals, stress test and 30-year amortizations (33:24).

Paul, Frank and Steve begin the show by conversing about housing and mortgage election promises (0:49) and mortgage rate news (7:25). After the break, a listener phones-in to ask about renting a home furnished (11:35), and the gang discuss renting a home in Ottawa (17:26). Then, the guys talk about today’s real estate market in Ottawa (22:06) and the next interest rate announcement (27:15). To end the show, the gang converse about taking real estate pictures after winter (33:57), and variable vs. adjustable variable vs. fixed rates (35:36).

Paul and Steve are joined by Lisa Belanger from Mortgage Brokers Ottawa, and they start the show by discussing variables in the real estate market (1:20), fixed and variable rate movements (5:03), and a silver lining for Ottawa sellers (8:43). After the break, the gang converses about transferring lenders (11:31), a listener phones-in to ask about TFSA vs. FHSA (15:52) and political promises regarding real estate (18:15). Then, the guys talk about first-time homebuyer appetite (21:42), purchase plus improvements program (25:41), and areas that are in a buyer vs. sellers market (32:40). To end the show, another listener phones-in to ask about how the tariffs are impacting the housing market (35:02).

Paul, Frank, and Steve begin the show by discussing how tariffs and elections are impacting decisions to buy a home (0:21), the uncertainty in tariffs (3:57), and the impacts of AI technology in real estate (9:25). After the break, a listener phones in to ask about converting to a home equity line of credit and variable vs. fixed rates (12:34), the guys converse about rate announcements (20:15). Then, another listener calls-in to ask about paying off the line of credit with rental property cashflow (22:17), the gang talk about the current state of investors and listings (26:10). To end the show, our final caller asks about how the Carbon Tax will factor in on real estate (35:45), the guys discuss what people want from politicians regarding mortgages and real estate (39:43).

Paul, Frank and Steve start the show by talking about the importance of flood insurance (0:40), home inspections (8:13), and the market is flooded with listings (9:27). After the break, a listener phones-in to ask about investing using your line of credit (12:59) Then, the gang discuss today’s interest rates (22:39), new builders increasing prices (28:40) and how the tariffs have brought Canadian’s together (32:52). To end the show, the guys converse about inflation (35:16).

Paul, Frank and Steve begin the show by discussing a late spring market (1:50), current news on interest rates as well as the tariff impact (4:47). After the break, a listener phones-in to ask about how the Carbon Tax will impact the economy and interest rates (10:59) and Sean Reid calls-in to talk about mortgage investments (14:38). Then, the guys converse about the importance of selling a presentable home (20:30), the increase of refinancing homes and uncertainty (27:53). To end the show, the gang talk about how new home construction are impacted by tariffs (34:04).

Paul, Frank and Steve start the show by talking about the state of real estate and interest rates due to the crazy economic changes (1:24), and why we’re heading into an official recession (9:01), and where fixed rates are going in the future (11:35). After the break, Sean Reid joins the show, and they converse about the percentage of homes that hit the market actually sell (13:45), and a listener phones-in to ask about getting an appraisal with an independent agent (17:11). Then, the guys discuss the consensus on Trump (23:26), and investing in these turbulent times (28:37). To end the show, another listener phones-in to ask about investing a mortgage into a TFSA (37:05).

Paul, Frank and Steve start the show by talking about mortgage rates coming down again (1:28) and how an election impacts real estate (9:48). After the break, the guys discuss the current situation with fixed vs. adjustable vs. variable rates (12:02), new 30-year amortization launching (14:04), and the issues new builders face (18:31). Then, the gang converse about the increase in property taxes (21:35), and why homes aren’t being built fast enough (27:53). To end the show, a listener phones-in to ask about weird red tape with building your own home (33:04), the guys talk about the today’s current interest rates (37:07).

Paul, Frank, and Steve begin the show by discussing the current job report and being in a recession (2:20), as well as what situation those coming up for renewal will be in (8:11). After the break, the guys converse about November real estate numbers (12:27), next rate announcement and when our real estate market is going to take off in 2025 (16:05). Then, a listener phones-in to ask about paying off your mortgage vs. paying bills with equity (23:03). To end the show, the gang talk about the current economy and how it impacts real estate (34:10), as well as credit card interest rates going up (38:33).

Steve is joined by Jonathan Hull and Sheri Creese. They begin the show by conversing about the holiday real estate lull (0:53), mortgage rate announcement predictions (2:14), and what we’re expecting in the 2025 spring market (6:47). After the break, the gang talk about variable vs. adjustable vs. fixed rates (11:11), whether townhomes are still starter homes (16:30), and whether rates are bad right now (18:70). Then, the gang discuss whether you should have holiday decorations while selling and tips on decluttering (21:04), as well as how appraisals work (25:56). To end the show, the gang converse about refinancing and insured mortgages (33:24), as well as common first-time homebuyer questions (38:18).

Paul, Frank and Steve are joined by Sean Reid, a mortgage lender. They start the show by talking about November’s real estate market (1:11), how Trudeau’s tax relief plan and tariffs will impact real estate and mortgages (4:17), and real estate optimism (9:07). After the break, the guys converse about everything you need to know about advance mortgage investment corps (12:09) and the difficulties of being a tenant (15:52). Then, the gang discuss how the tax break impacts the economy (21:55), and 3 vs. 4 vs. 5-year fixed and prime rates (23:18). To end the show, the guys talk about current home prices in Canada (32:02), and how future government programs could impact the market (36:21).

Paul, Frank, and Steve begin the show by talking about November real estate forecast (1:54), and how our rates are impacted by the US (7:24). After the break, the guys converse about long-term vs. short-term mortgages (11:30), and mortgage broker vs. bank loyalty (14:31). Then, the gang discuss types of mortgages (20:52), today’s condo and investor market (27:07), and first-time homebuyer appetite (31:10). To end the show, a listener phones-in to ask about variable vs. fixed rates (36:15).

Paul, Frank, and Steve start the show by conversing about mortgage rates, the economy, real estate news (1:14), spring market predictions (6:46), and the bank’s disagreement with the new 30-year amortization rules (9:10). After the break, the guys talk about selling tips during the holidays (13:03) and real estate photography tips (16:31). Then, the gang discuss the next mortgage rate announcement as well as banks pushing fixed vs. variable (20:38). To end the show, the guys converse about whether people can afford a home with high rental prices (35:04).

Paul, Frank and Steve are joined by Sean Reid, a mortgage lender. They begin the show by discussing October real estate numbers (2:07), government announcements, 30-year amortization and prime rate drops vs. fixed (5:33). After the break, a listener phones-in to ask if there’s a mortgage cancellation penalty when there’s a death (12:26) and the guys converse about private mortgages (17:23). Then, the gang talk about everything you need to know about advance mortgage investment corps (20:18). To end the show, the guys discuss when to buy if you want to close before Christmas (33:41), and the best term mortgage should you get right now (36:44).

Paul, Frank and Steve begin the show by talking about the real estate and mortgage rules that invade people’s privacy (1:26). After the break, a listener phones-in to ask about whether you need to be on title to get a mortgage (11:10) and the guys converse about how last week’s rate cut impacts today’s market (13:15). Then, the gang discuss how the US election could impact mortgage rates (21:45), how unemployment is impacting rates and the market (25:52), and what the qualifying rate is for first-time homebuyers (28:47). To end the show, the guys announce the winner of Sens tickets (33:53), and they talk about whether you should pick a fixed, variable or adjustable rate (35:50).

Paul, Frank and Steve are joined by Erin, Steve’s daughter, an agent in Toronto. They start the show by discussing Toronto real estate (3:05), and how inflation will impact mortgage rates (9:01). After the break, the gang converse about new home builds, building your own home and the politics and red tape behind it (12:13). Then, the gang talk about the next mortgage rate announcement (20:22), and variable vs. adjustable rate mortgages (29:53). To end the show, Greg, Paul Rushforth’s realty photographer, shares tips on taking real estate photography during the fall/winter (34:58).

Paul, Frank and Steve start the show by remembering the amazing Barb from Mortgage Brokers Ottawa (0:06), conversing about the Canada job report (3:27), and Paul warns listeners about the rise in real estate scams (8:05). After the break, Lauren from Mortgage Professionals Canada joins the show to talk about what they’re doing to support Canadians in the area of mortgages (12:09). Then, the guys discuss the new rule about getting a secondary unit and refinancing it (23:45), is there an increase in value when adding a secondary unit (28:29), and the hoops of adding a secondary unit to your home (31:00). To end the show, the gang converse about real estate busyness after Thanksgiving (33:42), and how much the next interest rate drop will be (36:04).

Paul, Frank and Steve begin the show by talking about September real estate numbers (1:44), mortgage renewals and homeowners’ impact (4:40), as well as why markets and the economy are panicking (10:17). After the break, the guys converse about the pros and cons of buying into a new and old condo (13:30). Then, the gang discuss why you need a quality real estate photographer (22:03), people using equity and increasing mortgage payment frequency (25:47), as well as how real estate is a long term investment in Ottawa (32:47). To end the show, the guys talk about October real estate (35:54) and big economy announcements coming soon (39:28).

Paul, Frank and Steve start the show by discussing news around interest rates and the stress test (1:34), real estate forecast (6:42), and how the market is really missing first-time homebuyers and investors (9:44). After the break, the guys converse about predicting the 2025 real estate market and buying habits(14:04) and what mortgage you should get in 2-5 years (19:02). Then, the gang talk about mortgages coming up for renewal before November 21st (23:36), people taking advantage of the elderly (28:09), why people rent HVAC equipment (30:32), and putting a lean on a house (32:44). To end the show, the guys discuss using RSPs to help your kids buy a home (34:51).

Paul, Frank and Steve begin the show by conversing about great news in mortgages and real estate (1:15). After the break, a listener phones in to ask about whether a postal code change would impact a mortgage and what’s impacting mortgage rate drops (10:15), the guys talk about Arnprior real estate (16:06) and the new 30-year amortization (16:54). Then, the gang discuss more about 30-year amortization rules as well as how it impacts first-time homebuyers (20:00), and a listener calls in to ask about bridge mortgages vs. home equity lines of credit (29:44). To end the show, the guys converse about new insured mortgage rules (34:42), and Paul shares a story about an act of kindness with Ryan Reynolds (37:44).

Paul, Frank and Steve are joined by Nathalie and Charles from Clément Homes and start the show by talking about the business of building homes (0:52), and new builds in Rockland and Embrun (6:13). After the break, the gang converse more about the new build condos in Embrun (10:14), and mortgage rate forecasts (14:34). Then, the gang discuss Clément Homes’ new project (21:31), and why it’s difficult to build homes in Ottawa (29:26). To end the show, the gang shares their final thoughts regarding the new builds in Embrun and Rockland (33:43).

Paul, Frank and Steve begin the show by discussing how recent political and economic news is impacting real estate (0:14) and when the best time is to buy a home (7:07). After the break, the gang converse about fixed vs. variable rates (11:08) and banks vs. mortgage brokers (16:09). Then, the guys talk about property value assessments and taxes (22:12) and townhome prices (29:09). To end the show, the gang discussing loyalty in real estate and mortgages (33:00).

Paul, Frank and Steve start the show by conversing about the next Bank of Canada mortgage drop and how unemployment and immigration impact Canada’s real estate (1:30), as well as the cost of buying a new build outside of Ottawa (9:44) and how the LRT impacts housing prices (10:47). After the break, the gang discuss Clement new build homes (12:21), how debt is impacting potential buyers (16:28), and next rate announcements after September (20:39). Then, the guys talk about the dangers of missing your credit card payments (23:08), first-time homebuyers getting trapped paying rent (25:44), and potential real estate optimism and pessimism (29:21). To end the show, a listener phones-in to ask about renewing a mortgage (34:55), and the gang converse about the increased longevity of kids living at home (39:49).

Paul, Frank and Steve begin the show by talking about potential August and September real estate numbers (1:47), the definition of an ugly house (5:19), mortgage rate news (7:45), and whether prices will go up in 2025 (11:46). After the break, the guys converse about the importance of hiring an experienced real estate agent (13:47) and variable vs. fixed vs. adjustable mortgages (17:36). Then, the gang discuss the revised job report (22:24), buyer agent rule changes in the US and how it’ll potentially come to Canada (25:21). To end the show, the guys talk about why fewer homeowners are negotiating mortgage rates (35:10).

Frank and Steve are joined by Dora from Paul Rushforth Real Estate, and they start the show by discussing today’s real estate market and interest rates (0:51), how a recession impacts real estate (5:37), what a revision audit is (7:18), and elections and politics impact on real estate (9:18). After the break, the gang converse about the fall real estate market (12:17), the potential 30-year amortization (15:58), whether the stress test will be paused and Canadian’s priority on paying their mortgage (17:02). Then, the gang talk about mortgages coming up for renewal (22:13), insured mortgages vs. the banks (26:22), and the difficulty of real estate negotiations (32:58). To end the show, a listener asks a question about whether there will be a reassessment on property taxes (34:18), and the gang discuss how property taxes impact buyers decisions (37:38).

Frank and Steve are joined by Jonathan from Paul Rushforth Real Estate, and they begin the show by talking about the signs of a recession (0:51), August real estate numbers and buyer appetite (2:19), as well as the best mortgage options in the future (6:54). After the break, the guys converse about what to expect in a real estate frenzy (11:52), and what to look for in a mortgage when working with a bank (16:29). Then, a listener phones-in to ask about real estate agent fees and the state of Ottawa real estate (22:05). To end the show, the gang discuss the next rate drop (33:26), whether real estate is picking up in 2024 (35:27), and different types of mortgages (37:00).

Paul, Frank and Steve start the show by conversing about July and August real estate (1:00), and first-time homebuyer plans for 2025 (4:41). After the break, the guys talk about today’s economy and interest rate news (13:36), rate drop optimism (17:28), and renting vs. buying a home (19:44). Then, the gang discuss new build condos in Embrun (22:12), more variety in homes for sale and whether it’s worth buying a lot of land (29:08). To end the show, the guys converse about interest rate predictions (34:49) and the issue with today’s market (39:09).

Paul, Frank and Steve begin the show by discussing another quarter-point drop in interest rates (1:45), where the real estate market is headed (3:37), and our current balanced market (7:18). After the break, the guys talk about townhomes vs. single family homes (12:37), first-time homebuyers and investor appetites (16:32), and current deals on specific properties (19:18). Then, the gang converse about fixed vs. variable rates (23:12) and banks convincing people to convert their mortgages (30:05). To end the show, the guys discuss what to expect for the rest of 2024 in Ottawa’s market (36:15) and how elections impact real estate (40:52).

Paul, Frank and Steve start the show by talking about consistent rate drops moving forward (2:15), how to time today’s real estate market (5:05), and why you shouldn’t early renew your mortgage now (9:17). After the break, the guys discuss fed up real estate investors (12:02), and what the future holds for interest rates and buyers (17:38). Then, the gang talk about how household income is impacting buying decisions (20:44), the decrease in appetite for single-family homes (24:38), and a listener phones-in to ask about downsizing and the potential cost of townhomes in Ottawa (28:56). To end the show, the guys talk about how long it takes for a home to hit the market (33:50), and the pre-approval process (37:25).

Paul, Frank and Steve begin the show by conversing about today’s real estate market (2:29), today’s status on inflation and mortgage rates (6:35), and COVID-19 vs. today’s real estate market (10:32). After the break, David from Mortgage Brokers City calls-in to talk about his golf tournament fundraiser (12:35), and the guys talk about the slowest real estate periods in the year (16:29). Then, a listener phones-in to ask about adding kids on their title and renting it out (19:52) and another caller asks about whether cheap home builds could impact pricing (27:32). To end the show, another listener calls-in to ask about primary residence for someone who lives in a care home and how that impacts capital gains tax (31:29) and the guys discuss whether another rate drop will impact the market and what will need to change to bring first-time homebuyers into the market (33:47).

Frank and Steve are joined by Glenn from Paul Rushforth Real Estate and start the show by getting a call from Paul to give an update (0:32), and the guys talk about the real estate numbers in Canada (6:57). After the break, the gang converse about the type of homes being sold (13:27), how interest rates are impacting buying (17:24), and where interest rates are headed (21:01). Then, the guys discuss how the cost of living is impacting homeowners and future buyers (23:03) and the difficulty of paying a downpayment (29:03). To end the show, the gang talk about buyer’s current mindset (36:49), how the government can help first-time homebuyers (38:30), and what’s delaying first-time homebuyers (41:42).

Frank and Steve are joined by Paul Royce from Paul Rushforth Real Estate and begin the show by conversing about how future interest rate news and the economy are impacting the real estate market (1:14), current buyer and seller mindsets and what to expect in the 2025 market (5:40). After the break, the guys talk about using AI for realty listings and the consequences of misrepresenting a property (12:58), and the dangerous world of real estate fraud (15:06). Then, the gang discuss popular property types in Ottawa (21:56), parents adding kids to the title of their home (23:50), and current landlord mindsets due to the 2.5% rent increase and tenant power (26:48). To end the show, the guys converse about the appetite of moving to the outskirts (33:26) and fixed vs. variable rates (38:39).

Frank and Steve are joined by Jonathan from Paul Rushforth Real Estate and start the show by talking about today’s real estate market and mortgage inquiries (1:30), how another rate drop and job numbers can impact the market (5:06), and new mortgage lender rules (8:29). After the break, the guys converse about first-time homebuyer tips (12:44) and the impact high interest rates have on Canadians (20:54). Then, the gang discuss the importance of selling during the right season (22:42), how to prepare a home for showing (26:24), and the purchase plus improvement program (31:52). To end the show, the guys talk about people buying homes together (35:56), and variable, adjustable or fixed mortgages (39:36).

Frank and Steve are joined by Dora from Paul Rushforth Real Estate and begin the show by conversing about how the mortgage rate drop changed buyer appetite (1:23), whether the rates will drop again in July (2:58), increasing amortization (8:57), and the Canada vs. US rate difference (10:33). After the break, Sean Reid, a mortgage lender, calls in to talk about the advanced mortgage investment corp (12:28). Then, the gang discuss the importance of status certificates (22:20), and things first-time homebuyers should be looking for in a home (30:42). To end the show, the gang talk about Canadian’s stress due to mortgage payments as well as bad mortgage advice (35:02), and variable vs. fixed rates (40:16).

Frank and Steve are joined by Jonathan from Paul Rushforth Real Estate and start the show by conversing about the mortgage rate drop (1:25) and how it’s changing buyer attitudes (7:29). After the break, the guys talk about the US ban on drones and how it impacts real estate photography (10:59), a listener phones-in to ask about capital gains, appraisals and principal residency (12:58), and the gang talk about the vacant unit tax (17:15). Then, another listener calls-in to ask about how a private sale from a rental works (20:25) and the guys discuss buyers sitting on the fence (27:16). To end the show, the gang converse about today’s current listing numbers (33:52), seller expectations (36:15), whether people will want to move up and variable vs. fixed rates (38:51).

Frank and Steve are joined by Greg from Paul Rushforth Real Estate and start the show by talking about potential rate drop and how it’ll impact the market (1:17), zero downpayment mortgages in the US (4:32), current homebuyer attitudes and representing your property properly (6:29). After the break, the guys converse about financial literacy for teens and how credit card debt impacts buying a home (9:47), and whether interest rate drops will make the market boom (16:36). Then, the gang discuss some of the errors people make when taking real estate photos (20:31) as well as tips for first-time homebuyers to save money and prepare for pre-approval (24:47). To end the show, the guys converse about millennials in Canada (33:09), 5-year fixed vs. variable (34:48), real estate photo techniques (37:32), and final thoughts on the Wednesday rate announcement (38:43).

Frank and Steve are joined by Glenn from Paul Rushforth Real Estate and start the show by talking about today’s real estate numbers, job numbers and interest rates (2:13), status certificates on condos (7:01), and closing costs (10:48). After the break, the guys discuss Regional Mortgage Awards (12:53), what will impact the real estate market (15:23), pre-approvals (19:08), and tips on selling a home (19:50). Then, the gang converse about investment property rules in Ontario (22:19). To end the show, the guys talk about their plans for the long weekend (33:46) and some real estate/mortgage broker events (36:13).

Frank and Steve are joined by Dora from Paul Rushforth Real Estate and start the show by discussing the job report as well as how it’s impacting mortgage renewals (1:13), parents helping first-time homebuyers (6:54), and today’s listing numbers (8:38). After the break, Sean Reid, a mortgage lender, calls in to talk about the advanced mortgage investment corp (12:43). Then, a listener phones-in to ask about the Government’s focus on affordable home pricing (20:35), and Ottawa’s current real estate situation (28:54). To end the show, the gang converse about how much lower rates need to go to impact the real estate market (34:11) and how reverse mortgages work (39:11).

Frank and Steve are joined by Dora from Paul Rushforth Real Estate and begin the show by talking about economists predicting rate drops and the future Canadian economy (3:20). After the break, the gang converse about April’s real estate numbers and today’s home prices (10:25). Then, the gang discuss tips on getting pre-approved for a mortgage (20:58) and whether older people are selling their homes (31:41). To end the show, the gang talk about using a drone to capture real estate videos (32:42), what impacts people’s buying decisions other than the price (34:05), and the future attitude of first-time homebuyers (36:56).